TeraFlex offers a 401K Retirement Plan for all of its employees. TeraFlex will match up to 5% of employees contributions. Additionally there is a ROTH feature available with the 401K program as well. Please see the Plan Highlights for additional details.
Enrollment and website help: 1-800-878-5220
Spectra Retirement Team: 1-801-274-401k
If so, check out Spectra's Education Section on their website. On this page there are many educational articles to help you educate your self with investing and financial planning.
Check out this link and watch the video to help you understand the pros and cons of both options.